Understand your mortgage denial.

Make sense of your mortgage denial, understand what lenders look for, and learn what may be worth another look.

9 articles

AI denied your mortgage? Get the reason behind the decision

Understand DU, LPA, and FHA findings, ask for the specific denial reason, and see what a human second opinion can investigate.

Identify the reason for your denial, choose the next step that addresses it, and understand when another lender can approve you.

Compare a corrected application, another lender, manual underwriting and different income documentation against the reason you were denied.

A U.S. guide to late-payment denials: which account matters, when waiting is required, and what another lender can actually change.

Denied for high DTI? Compare underwriting limits, check your monthly figures, and see which questions identify a lender that can actually help.

Separate a missing condition from a denial, match the problem to the evidence needed, and decide whether to fix the file or change lenders.

See when a manual mortgage assessment is available, what it changes, and how to find a lender that handles your specific scenario.

See how revenue, net profit, and allowed adjustments become qualifying income—and what to check if your lender counted too little.

Compare the original preapproval with the verified application, identify the change, and decide whether another review can address it.